VCREDIT has released its interim results for the six months ended June 30, 2026, reporting a total revenue of RMB 969 million, a decrease of 61.2% year-over-year. Net profit amounted to RMB 12 million, down 94.5% compared to the same period last year, with basic earnings per share of RMB 0.03.

The company attributed the revenue decline primarily to reduced loan volumes, partially offset by increased contributions from other income sources. During the first half of 2026, total loan origination reached RMB 6.06 billion, with RMB 5.69 billion generated in mainland China and RMB 370 million in Hong Kong.

In response to the challenging operating environment, the group strengthened risk control measures across its entire business process and enhanced operational efficiency. As of June 30, 2026, cumulative registered users in mainland China reached 173 million, representing a 3.6% increase compared to the same period last year.