Bank of Guizhou has released its 2025 performance and AGM agenda, highlighting earnings growth, a sizeable cash payout, and fresh funding initiatives.

Financial Performance (FY2025) • Total assets rose 3.46% to RMB610.38 billion; liabilities increased 3.57% to RMB556.89 billion, lifting shareholders’ equity to RMB53.49 billion (+2.27%). • Operating income reached RMB12.60 billion, up 1.44% year-on-year, with net interest income growing 10.23% to RMB10.10 billion. • Net fee and commission income surged 252.71% to RMB1.06 billion. • Profit before tax advanced 10.08% to RMB4.57 billion; net profit gained 6.42% to RMB4.02 billion. • Cost-to-income ratio edged up 0.35 ppt to 28.90%. • The non-performing loan ratio fell 7 bps to 1.65%; provision coverage improved 13.12 ppts to 329.10%.

Dividend and Reserve Allocation • The Board proposes a cash dividend of RMB0.06 per share, totalling RMB875.28 million, based on 14.59 billion shares outstanding. • Statutory surplus reserve: RMB402.10 million (10% of 2025 net profit). • General risk reserve: additional RMB240 million to meet the 1.5% regulatory threshold. • Dividend payment date is targeted for 27 August 2026; H-shareholders can elect RMB or HKD.

Capital Planning 2026-2028 • Target minimum ratios: Core Tier 1 ≥ 9.0%, Tier 1 ≥ 10.0%, and overall CAR at least 1.5 ppts above regulatory minima (regulatory benchmark for non-SIBs: Core Tier 1 7.5%, Tier 1 8.5%, CAR 10.5%). • Continued focus on internal capital generation, supplemented by external tools including share issuance, perpetual and Tier 2 bonds.

Proposed Financial Bond Issuance • Aggregate limit: up to RMB13.50 billion in 2026 (RMB9.00 billion previously approved plus RMB4.50 billion newly added). • Instruments may include general financial bonds, small-and-micro enterprise bonds, tech-innovation bonds and “Sannong” (agriculture-related) bonds with maturities of up to five years, issued in one or more tranches in the interbank market.

Governance and Other AGM Matters • Re-appointment of KPMG Huazhen LLP and KPMG as domestic and international auditors for 2026; annual fee set at RMB4.28 million. • Election of Mr Yang Hongjun as Executive Director and Mr Wen Zhichao as Independent Non-executive Director, subject to regulatory approval. • Amendments proposed to the Articles of Association, shareholders’ meeting and Board procedure rules, and related-party and equity management measures to align with China’s new Company Law and updated regulatory requirements. The Bank will abolish its Board of Supervisors, transferring oversight duties to the Board’s Audit Committee. • Shareholders will vote on a reform plan for Panzhou Wanhe Rural Bank, which involves assuming its deposits and integrating operations. • AGM scheduled for 30 June 2026 in Guiyang; register of members closes 25–30 June 2026.

All resolutions, including the financial statements, dividend plan, capital budget, bond issuance and governance amendments, are subject to shareholder approval at the forthcoming AGM.