Finsoft Financial Investment Holdings Limited reported its unaudited results for the six months ended 30 June 2026, highlighting a return to near break-even amid higher turnover and cost controls.

Revenue and Margins • Revenue rose 8.0% year-on-year to HK$24.29 million, driven by new contributions from the ticketing and admission system segment (HK$2.40 million) that offset a slowdown in money-lending income. • Gross profit slipped 10.1% to HK$11.26 million as the overall gross margin narrowed to 46.3% (1H 2025: 55.7%), primarily due to lower margins in financial trading software solutions.

Segment Performance • Financial trading software solutions remained the core business, generating HK$20.69 million in external revenue (-1.3% YoY). • Money-lending revenue declined 33.4% to HK$1.02 million; provision for impairment on loan and interest receivables swung to a HK$0.06 million reversal (1H 2025: HK$4.07 million charge). • Ticketing and admission system services, launched this year, added HK$2.40 million. • Assets investments recorded a HK$2.51 million net fair value gain, up from HK$0.99 million a year earlier, mainly reflecting gains on listed equity holdings, including China Demeter Financial Investments.

Cost Structure • Administrative expenses fell 14.4% to HK$14.60 million following cost-control initiatives. • Finance costs remained modest at HK$0.16 million, linked to a single finance lease maturing in October 2026.

Earnings • Operating loss contracted to HK$0.90 million from HK$7.32 million. • Net loss after tax narrowed to HK$1.44 million (1H 2025: HK$7.72 million), translating to a basic and diluted loss per share of HK0.33 cent (1H 2025: HK1.53 cents).

Balance Sheet and Liquidity • Cash and cash equivalents stood at HK$13.63 million, up from HK$11.70 million at end-2025. • Net current assets amounted to HK$27.29 million; current ratio improved slightly to 2.1x (end-2025: 2.0x). • Total borrowings were limited to a finance lease of HK$0.13 million, putting gearing at 0.2%. • No dividends were declared for the interim period.

Outlook Management will maintain a cautious stance on new lending, continue cost discipline, and seek to expand IT-related offerings, including artificial-intelligence and blockchain projects, while leveraging its established fintech solutions and exploring further opportunities in ticketing systems and securities investments.